Pelatihan Manajemen Keuangan Usaha Bagi Kelompok Mama-Mama Penjual Pinang di Expo Waena Kota Jayapura
DOI:
https://doi.org/10.52062/thecommen.v6i1.3032Abstract
The Indonesian people's financial literacy level until now has not shown good condition, based on the results of a survey conducted by the Financial Services Authority (OJK) in 2019, which shows that financial management has not been implementing by the community. Mapping the level of financial literacy by employment rate, the results showed an increase in the percentage of financial literacy for all classifications of job types from 2016 to 2019, where employers were 43.60%. MSMEs are one of the sectors that have been greatly affected by the Covid-19 pandemic. The survey results showed that 77% of respondents experienced a decrease in income, 35% of whom experience a decreased in income in the range of 40%-60% (OJK, 2021). The impact of the COVID-19 pandemic, which has been confirmed from various existing surveys, confirms that financial literacy is a life skill that must be possessed by every individual today. The Business Financial Management training activity for the Betel Nut and Noken Seller Mama Group at Expo Waena aims to be able to foster scientific understanding and understanding of small business actors regarding financial literacy, especially regarding business financial management as a business actor, supporting business actors in making decisions related to business finances and their preferences and is expected to be able to manage and analyze their income and expenses so that more smart and wise in managing business finances and his personal finance. The participants in this activity were the participants who registered, namely 15 participants, and those who participated in the training activity were about 6 people from the group of betel nut and noken sellers at the waena expo in Jayapura City.
Keywords: Business, Financial Management, Training
Downloads
References
Christian, S. & W. H. (2020). Pengaruh Sikap Keuangan , Sosial , dan Pengetahuan Keuangan terhadap Perencanaan Keuangan Pribadi. Jurnal Manajerial Dan Kewirausahaan, II(3), 820–827.
Hafifah, A. Sari, M.I. Hafidzi, A. H. (2017). Literasi Keuangan Pada Pelaku Usaha Mikro Kecil dan Menengah (UMKM) Di Kecamatan Ambulu Kabupaten Jember. Program Studi Manajemen Fakultas Ekonomi, 1(1), 1–11.
Indra, F., Waluyo, A., Assumpta, M., & Marlina, E. (2019). Peran Literasi Keuangan Dalam Pengelolaan Keuangan Mahasiswa. Jurnal Media Akuntansi Dan Perpajakan Indonesia, 1(1), 53–74.
Lakoro, F. S. (2021). Literasi Dan Model Manajemen Keuangan UMKM Berbasis Digital Pada UMKM-UMKM Di Kabupaten Boalemo Provinsi Gorontalo. Journal of Applied Managerial Accounting, 5(2), 45–55.
OJK, 2019. (2021). Strategi Nasional Literasi Keuangan Indonesia 2021 - 2025 1. 1–130.
Oktafianti. (n.d.). Pengaruh Pendapatan, Gaya Hidup, Dan Pengetahuan Keuangan Terhadap Pengelolaan Keuangan Keluarga Masa Pandemi Covid-19 Di DS. Krebet Kec. Jabon Kab. Ponorogo. 2021, 1–9.
Purnamawati, I. G. A., & Yuniarta, G. A. (2016). Pengaruh Psychological Empowerment, Empowering Leadership, Sistem Pengukuran Kinerja Pada Motivasi Intrinsik First-Line Employees Perbankan. Jurnal Keuangan Dan Perbankan, 20(3), 507–517.
https://doi.org/10.26905/jkdp.v20i3.259
Suryani, S. Ramadhan, S. (2017). Analisis Literasi Keuangan Pada Pelaku Usaha Mikro di Kota Pekanbaru. Journal Of Economic, Business and Accounting (Costing), 1(1), 12–22.
Yuwono, M. Nurmalina, R. Suharjo, B. Sanim, B. (2017). Analisis Deskriptif Atas Literasi Keuangan Paa Kelompok Tani. Ekuitas: Jurnal Ekonomi Dan Keuangan, 1(32), 408–428. https://doi.org/10.24034/j25485024.y2017.v1.i3.2400
Zahroh, F. (2014). Menguji Tingkat Pengetahuan Keuangan, Sikap Keuangan Pribadi, dan Perilaku Keuangan Pribadi Mahasiswa Jurusan Manajemen Fakultas Ekonomika dan Bisnis Semester 3 dan Semester 7
